Ski Hill Mortgage Company
Ski Hill Mortgage Company
Mailing Address:
PO Box 8047
Breckenridge, CO 80424-8047
Physical Address:
311 South Ridge Street
2nd Floor
Breckenridge, CO 80424
Phone: (970)453-7883
Fax: (970)453-1333
The Loan Process
Mortgage Application
You willl be asked to complete the 1003 Uniform Residential Loan Application. A loan agent or a loan processor will receive the loan application and contact you with any questions and to inform you if any additional documentation is necessary.
Interest Rate Lock
After the preliminary prequalification you will asked if you want to lock your interest rate. You may always check the rates, daily if you wish, and contact your loan agent and ask about the lock process.
Credit Report - Appraisal
You will be asked for one check. This will be for a full credit report (normally $30) and appraisal (normally $350). The appraisal fee can vary based on the use and size of the property.
Loan Documents
Once the loan is approved, you will receive the closing documents via overnight delivery. A few of them do require a notary. There will be specific directions and contact information included if you have any questions.
We offer:
Conventional and Jumbo's
Conventional loans with 15 year and 30 year payment terms. Great rates, averaging the lowest in forty-five years.
ARM's, Interest Only and Stated Programs
Adjustable rates with 1, 3, 5 and 7 year programs. Low Doc, No Doc, No Ratio and No Income Verification loans are available.
Refinancing and Cash Out Programs
Lower your monthly payments, eliminate Private Mortgage Insurance, pay off high interest debt, tax deductible interest and refinance purchase money seconds.
Construction Loans
Construction to Permanent Loans available, single close construction loans, no builder approval process, options for log and modular.
© 2001-2009 Ski Hill Mortgage Company. All Rights Reserved.
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