First National Bank - Graham

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First National Bank
623 Elm St.
Graham, Texas 76450
Phone: (940) 549-2040
Fax: (940) 549-4574


The history of the First National Bank in Graham began with W.C. Beckham, a native of Lanchester County, South Carolina. He moved to Graham from Florida with his wife Frances Pickett and opened a store with $7,000.00 worth of general merchandise. His commitment to Graham was realized under the name of Beckham & Son and his store opened on the north side of the town square. Hardware, dry goods, saddles, harnesses, groceries and even caskets comprised his inventory.

As time progressed and he continued in business, he began to lend money on short term to his customers. After a few years, he operated, out of his general mercantile store, what was to become known as the first bank in Graham, Texas.

Much of the progress of the formative days of Graham is attributed to W.C. Beckham, and certainly the formation of what is known today as the First National Bank in Graham, can be attributed to Mr. Beckham and his son. Through the years, directors have retired and sons and grandsons of many prominent pioneer families have assumed positions as directors, yet their original purpose of community service and prosperity survives in the spirit of the Employees, Officers and Directors of the bank.